Stressed by unpredictable freelance income?

Get off the freelance income roller coaster with flexible financial solutions to keep your cashflow steady when your income isn't.

stressed by   unpredictable freelance income?

Get off the freelance roller coaster with flexible financial solutions to keep your cashflow steady when your income isn't.
Join Our Waitlist
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A LINE OF CREDIT WITH AUtomatic monthly cash top-ups AND FLEXIBLE interest-free REPAYMENTS

Get off the freelance income roller coaster with our automatic income top ups. In months when you earn less than your agreed upon base amount we’ll fill the gap in your income.

easily manage your taxes and expenses in minutes

Link all of your accounts to organize all of your finances and get insights into your financial performance.

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Tablet displaying a "Financial Insights" chart along with the Control Visa card to the left (slightly overlapping tablet)

Get business insights and set financial goals, all-in-one place

Organize your income and business expenses, and manage your top-ups and repayments all from one account.

get perks and rewards on the things independents really care about

Access exclusive partner perks and rewards with your membership on the things that you need to run your freelance business.

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free first year for
beta users

Qualify for early access by joining our no-obligation waitlist.

$25/month for non-Beta users.
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Say goodbye to unpredictable cashflow.

All-in-one solution to manage your freelance finances.

Here's what freelance experts have to say

"As an independent, my cashflow is lumpy and I never know how much of the money in my account I’m able to spend because I’m always worried about setting aside money for my taxes and saving for emergencies. ControlHQ gives me better clarity and confidence about my finances."

Colton Duncan

"One of the hardest parts of freelancing is the unpredictability in income. It's what stops so many people from taking the leap of faith. ControlHQ is going to change the world of freelancing forever by providing the job security so many people crave. As the world shifts entirely to a remote working-structure in the years to come, I believe this incredibly agile platform will be at the center of it all."

Alexandra Fasulo

"It’s hard to save for the future as an independent worker when worrying about paying for my own health benefits, vacation pay, and 401K. I’m able to set my own goals and do a better job managing my cashflow with ControlHQ."

Paulo Fragatti

frequently asked questions

What countries is ControlHQ available in?
We are currently only available in the U.S.

How do I qualify for a membership?
We’ll make sure you’re a freelancer with digital skills, like a digital marketer, graphic designer and software developer.  We’ll also look at your freelance income over the last year, what you expect to make and your last tax forms. We’ll also pull a credit report for fraud and identity protection purposes.
How do I cancel my membership?
You can cancel your membership anytime by contacting us at Once you’ve cancelled your membership you’ll need to start paying back any outstanding balances immediately at the rate and timeline per your membership agreement.
How much Income Smoothing can I get monthly?
We will give you up to $2000 at any one time.  That means if you borrowed $2000 one month, you can’t access any more money until you’ve repaid some of your outstanding balance.

What happens if I don't want Income Smoothing one month?
If you’re eligible for a top-up of your income but decide you don’t want to take it that month, no problem.  Just let us know when we send out your monthly reminder and we won’t top-up your income that month.

How much does it cost?
Control’s membership costs $25/month to access income smoothing, freelance business bank accounts, a Visa debit card, exclusive freelancer perks and discounts, and most importantly, your time and peace of mind. For now, our membership is free for all beta users for the first year.

Do I have to pay interest?
We do not charge you an interest fee, simply pay $25/month for your membership. No additional fees and no hidden charges.
How do I repay my outstanding Income Smoothing balance?
We’ll securely monitor your income, and in a month when you get paid more than your base pay we’ll automatically help you pay back a minimum of 50% the amount of money you made above your baseline, and you can always pay back more if you want to.
What happens if I can't repay my balance?
We understand freelance income can be lumpy and you may have periods of time when you can’t repay your balance.  That’s ok, just pay us back when you’ve got more money coming in.  If your balance is still outstanding after 12 months, we’ll have to re-evaluate your base amount and discuss an alternative repayment plan.
Will this affect my credit score?
Getting income top-ups will not affect your credit score, unless in the rare chance that you refuse to make any repayments or to pay your membership fee.  Otherwise you’re able to access up to $2000 at a time without it affecting your credit score.

Join the
3,309 freelancers
who have already  signed up

Get on our no-obligation waitlist. Beta users get 1-year 100% free.

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