Your Income Guarantee supports you as you deal with life

Lumpy Income

First 6 Months being
self-employed

Life Events

Time Off

Income guarantees designed for flexible work

Take control

Control allows you to get paid even when you aren’t earning. We know flexible work can be variable but your income shouldn’t have to be. 

Our Income Guarantee can help provide you with cashflow in no or low earning periods in exchange for a portion of your earned income later. 

core features

Why Get a Control Income Guarantee?

Fund Gaps in Your Cash Flow

There are many reasons why you might encounter a dip or gap in cash flow. Control Income Guarantees are designed specifically to smooth these periods.

Only Pay When You Get Paid

You don’t pay anything until you’re earning your minimum threshold amount, after which we take a percentage of your income until repaid.

Peace of Mind
‍‍

We automatically top up your income every month to make sure you don’t miss a beat and can keep focusing on what matters most in your life

Control Income Guarantee vs. traditional line of credit

Income Guarantee vs.
Line of Credit

Control's Income Guarantee
How to Qualify
Repayments
Amount
Flexibility
Traditional Line of Credit
Be a flexible worker and show proof of your digital skills, and last 6 months of your earnings (if applicable).
Have a traditional job, and show proof of a steady income and a high credit score.
Pay nothing during months where you make less than usual and only make payments when you’re actually earning income.
Rigid payment schedules force you to pay even if you don't have a job or are not making as much as usual. 
We’ll give you up to 6 months of your usual income based on your historical earnings or expected earnings as compared to those with similar skills.
The amount varies and typically has nothing to do with your income.
Repayments are tied to your income so you only pay when you are making money, giving you the confidence that payments remain affordable. 
Repayments can be unpredictable and variable with potentially high interest rates.

Control's Income Guarantee

Traditional Line of Credit

How to Qualify
Be a flexible worker and show proof of your digital skills, and last 6 months of your earnings (if applicable).
Have a traditional job, and show proof of a steady income and a high credit score.
Flexibility
Pay nothing during months where you make less than usual and only make payments when you’re actually earning income.
Rigid payment schedules force you to pay even if you don't have a job or are not making as much as usual. 
Amount
We’ll give you up to 6 months of your usual income based on your historical earnings or expected earnings as compared to those with similar skills.
Rigid payment schedules force you to pay even if you don't have a job or are not making as much as usual. 
Repayments
Repayments are tied to your income so you only pay when you are making money, giving you the confidence that payments remain affordable. 
Repayments can be unpredictable and variable with potentially high interest rates.
What People Are Saying

People Love
Control Income Guarantee

Jumping into freelance work was challenging as I didn't have any signed contracts before quitting my job - having certainity of income for those first months is huge.

James McIntosh

Graphic Design Freelancer

I've been a contract worker for years but recently wanted to take a 3 month maternity leave - an income guarantee helps make sure I can make my bills while still being able to invest in my family.

Kate Baxter

Contract Consultant

I live in San Francisco and my expenses are pretty high which makes it hard to pay my bills when clients don't pay me. This helps me bridge those gaps.

Victoria Gomez

Digital Marketing Flex Worker

It took me longer than I thought to get my freelance business really going, having a guaranteed income helped me make the right investments early on to set myself up for success later.

Dory Hoxa

Freelancer
FAQ

Frequently Asked Questions

How does an income guarantee work? 

We assess your average income and make sure you have access to a guaranteed monthly amount to take the lumpiness out of flexible work. Whether your income varies because of planned events (vacation, parental leave, time off for education, etc.) or unplanned events (sick leave, delays in collecting from clients or just temporary slowdown in finding work), we’ve got you covered.

Who is this for?

Any flexible worker who wants to benefit from smoother and more consistent income. We know flexible work can be variable but your income doesn’t have to be. Income Guarantee provides an income floor to make sure you always have enough to live on. You don’t have to worry about paying anything until you’re earning enough to start paying off. 

How much of my income do you take?

We work with you to set an income threshold that you feel comfortable with to cover your life expenses. If you earn less than that amount, we top you up so you don’t have to worry about paying your bills that month. If you earn more than that threshold, we take anywhere from 25% to 50% of the amount in excess of the threshold to repay the balance outstanding on Income Guarantee. You can always choose to pay more if you’d like, but you’re not forced to pay more than that to make sure you’re fully supported on your journey as a flexible worker.

How does Control make money?

We’re here to support our members and we do that by making sure we only make money when you make money! We charge a small fee for outstanding balances on the Income Guarantee (Anywhere from 5% to 10% of the amount outstanding)

Control

Awaken to the freedom to work the way you want without sacrifice.