YOUR cashflow

Flexible line of credit up to $2000, taxes, expense management and financial insights all in one place.

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automatic monthly cash top-ups with flexible interest-free repayments

Don't stress about your bills with ControlHQ's flexible line of credit. Save time and money with automatic monthly cash top-ups into our FDIC-insured bank account when you don't make enough, and don't worry about paying us back until you have extra money - interest-free!

Now your freelance income can be as predictable as your monthly bills, giving you peace of mind. There is no interest or extra fees, it’s all included in your monthly fee. Seriously, there's no catch!

Flexible repayments that work the way you do

Don't worry about paying back your outstanding balances until you're making money again. Stress less knowing you only have to pay us back in months when you make more than your base amount.

Interest payments can also cause a lot of stress, so we got rid of those, too! There is no interest or extra fees on top of your outstanding balance, it's all included in your monthly subscription.

Seriously, no catch, it’s just that easy to get peace of mind!

Easily manage your taxes and expenses in minutes

No more sleepless nights worrying about your taxes and expenses. Save time and money by never missing another tax deduction. ControlHQ helps you easily tag and track all of your business expenses, with automatic tax calculation and remittance coming soon!

Manage your expenses and taxes easily - no spreadsheets required.

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get business insights and
set financial goals,
all-in-one place.

Manually managing your business cashflow and financial goals is confusing and time consuming. Link your accounts and get insights into your business by tracking your revenue, expenses and net income. Plan for your future by saving for your goals on your schedule with dedicated bank accounts.

Don't hold back on saving for your future because you're worried about your cashflow today.

perks and rewards

Access exclusive partner perks and rewards with your membership on the things that you need to run your independent business.

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the (not so) fine print



In order to qualify for all of our monthly services, you’ll need to be an independent who is a US taxpayer making at least $50,000 per year.  We will look at your work profile, expected and actual income, and tax forms to approve your membership.  We’ll also request a credit check to make sure there is no fraud, identify theft or too many financial liabilities. 



We want to give independents peace of mind and change how people borrow money. Our income top-ups are not a traditional loan or line of credit with an interest rate because we think interest rates cause too much stress. Included in your monthly subscription fee is peace of mind to borrow money when needed at no extra cost. Seriously, there is not interest or extra fees. We make money by taking a portion of the subscription fee, but that’s it. 


Repayment Timing

Your repayment is flexible and you’ll only pay back your outstanding balance in months when you make more than your agreed upon baseline income. If you have a few months where you’re not hitting your baseline income, don’t worry, we’ve got you covered for at least 12 months. We won’t charge you a penalty for not being able to repay.


Repayment Amount

In months where you're earning more than your baseline income, we'll ask for repayment of a portion of your outstanding balance. The repayment amount will be based on how much money you made above your baseline amount, and we'll ask for a payment of 50% of the amount you made above your baseline income. For example, if your baseline income is $4000/month and you’re on track to make $4500 this month, we will ask for a repayment of $250 towards your outstanding balance.

get started with controlHQ today

Get started by joining our no-obligation waitlist.

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